Use the equity in your home whenever you need fast cash!
Using the equity in your home is a great way to pay for a variety of things, such as home improvement, education or medical expenses, or even to consolidate debt! A home equity line of credit works like a credit card. We issue a line of credit based on the equity in your home. You can use it as much as you want, for whatever you want, whenever you need it.
No origination fees
No annual fees
No prepayment penalties
Variable interest rates
Borrow, repay, and borrow again without reapplying (ongoing draw period)
*Rate (APR)= Annual Percentage Rate. Rates subject to change at any time and are not guaranteed. Your actual rate may vary depending on a variety of factors including, but not limited to: your credit score and history, Loan to Value ratio, current mortgage status, and type of loan. For a payment or rate quote, please contact a WSCU loan officer at 801-399-9728.
**Introductory fixed rate is valid for first 12 months and only available for loans at or below 80% LTV and borrower meets minimum credit requirements. Terms and conditions apply. See credit union for details.
Variable rates adjust monthly and are based upon the Prime Rate as listed in the Money Section of the Wall Street Journal. Fees may apply if the line of credit is closed within 24 months.
Draw period is ongoing, but subject to periodic credit review by the credit union.
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