Ascent Credit Union is committed to conform to the Web Content Accessibility Guidelines (WCAG) 2.0, Level A as published by the Web Accessibility Initiative (WAI) of the World Wide Web Consortium (W3C) through manual testing, and subsequent remediation and enhancements for optimal accessibility and usability for all visitors and users.

We are committed to facilitating the accessibility and usability of all its digital properties to make the online and mobile experience easy and sufficient.  ACU wants everyone who visits its website to feel welcome and have a satisfactory experience navigating the website. We continuously work on accessibility improvements, whether you are using assistive technology like a screen reader, a magnifier, voice recognition software, or switch technology, to make your use of ACU’s website and other digital tools a successful and enjoyable experience.

We recommend using the most current versions of computer-based assistive technology applications and browsers. There are easy-to-use controls for adjusting the size and colors of content on a web page. There are no ideal content size or color combinations for all users. By using the controls provided by your browser, you can personalize the content presentation to suit your needs. Keeping browsers updated will ensure that you have the most options available for accessibility. Newer browsers may provide more display options to make content accessible, and may work better with assistive technology. Please visit individual manufacturer sites for information about how to obtain assistive technology or browsers. Also, local and state agencies or non-profit groups in your area may be able to help you obtain assistive technology.

Visitors to our website should be aware that our efforts to ensure accessibility are ongoing. Individuals experiencing accessibility issues or have specific questions or concerns about the accessibility of any web page, should contact us at 801-399-9728 or email us at helpdesk@ascentcu.com

Privacy Policy

USA Patriot Act

Ascent Credit Union Web Site Terms of Use

No Unlawful or Prohibited Use

Termination/Access Restriction

How To Access Your Accounts

VISA Disclosures


The following disclosure represents important details concerning Your Credit Card. The information about costs of the Card is accurate as of the effective date of August 4, 2020. You can call Us at (888) 978-9728 or write Us at 4140 Harrison Boulevard, Ogden, Utah 84403 to inquire if any changes have occurred since the effective date.

Interest Rate and Interest Charges

Annual Percentage Rate (APR) For Purchases, Balance Transfers, and Cash Advances:

VISA – Go2: 4.96%

These APRs will vary with the market based on the Prime Rate.

Secured VISA – Go2: 4.96%

These APRs will vary with the market based on the Prime Rate.

VISA Platinum – Cash Back: 14.75%

These APRs will vary with the market based on the Prime Rate.

VISA Platinum – Rewards: 11.75%

These APRs will vary with the market based on the Prime Rate.

VISA Platinum – Rate Advantage: 9.75%

These APRs will vary with the market based on the Prime Rate.

Wildcat Card: 11.75%

These APRs will vary with the market based on the Prime Rate.

How to Avoid Paying Interest on Purchases
We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date.

For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http:www.consumerfinance.gov/learnmore.


Annual Fee For VISA – Go2, $50.00
For Secured VISA – Go2, $50.00

Transaction Fees

  • Cash Advance – Except Wildcat Card, 1.50% of each cash advance ($3.00 Minimum).
  • Foreign Transaction – 1.00% of each foreign currency transaction in U.S. Dollars.
    0.80% of each U.S. Dollar transaction that occurs in a foreign country.

Penalty Fees

  • Returned Payment – Up to $25.00
  • Late Payment – Up to $25.00

How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”

Click here to see a PDF

Available Services and Limitations

Account Balances

Transaction History

Password Changes

Check Orders

Additional Services

Business Day

Operating Systems and Security

Liability for Unauthorized Transfers


Errors and Questions

Machine-Readable Files

This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers.

EMI Health creates and publishes the Machine-Readable Files on behalf of Ascent Credit Union.

To link to the Machine-Readable Files, please click on the URL provided:  https://emihealth.com/machinereadables

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