Earn 1% of your purchases back in cash.

Use your card for everyday purchases like gas, groceries, dining out, and online purchases. Whether you choose to pay off the card each month or carry a balance, you can feel comfortable knowing you have the flexibility of a competitive interest rate when you need it. All of our credit cards are Visa Platinum card, which means you get other free features.

Back to School Pay Off

When you shop with an Ascent CU Visa, you could have your balance paid off up to $1,000*

We know back to school is going to look different this year, so we are trying to lessen the stress with our Visa pay off.

Learn More


How It Helps You

How It Works

  Makes Money

Earns 1% of your purchases back in cash

Save Money  Saves Money

No annual fees or balance transfer fees

Save Time  Saves Time

Quick application and approval process both in-branch and online

Convenience  Convenient

Automatic payment options

Peace of Mind  Peace of Mind

Your card is protected by the latest in security technology and easily replaced if lost or stolen

What Features Are Offered On The ACU Visa Cards?

We offer 5 different cards to custom fit your lifestyle and how you like to be rewarded!


Cash Back



Wildcat Card

Rate Advantage

Earns Rewards

Earns Cash Back

Annual Fee

(waived with
$250 monthly
direct deposit)

Cash Advance Fee





Supports WSUAA Scholarships

Additional Features - All Visa Cards

Enjoy these great benefits that come with each ACU Visa Card!


Competitive, low variable rates


Instant issue available at all branches


A minimum payment is due by the 25th of the next month to avoid a late fee. Interest on purchases is accrued if the statement balance is not paid off in full by the 25th.


Late payment fee – up to $25


Each card is equipped with chip-enabled technology as a security benefit. Activity is monitored for fraudulent transactions, taking a proactive step to prevent unauthorized purchases.


Credit Card holders also receive the following:

  • Auto Rental Insurance
  • Travel Accident Insurance
  • Lost Luggage Insurance
  • Hotel Theft Insurance
  • Travel Reservations
  • Car Rental Discounts
  • 90-Day Product Protection
  • Extended Warranty
  • ID Theft Insurance
  • Lost Cards Cancellation
Click here for VISA Disclosures

Even More To Love

Check out these other great products and services from ACU!


Choose from three types of Debit/Checking accounts to fit your lifestyle!


Hit the road to your next adventure!

Ready To Pick Your ACU Visa?

Start your application today. It only takes a few minutes!

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